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Your Earnin account information and some of the additional information you provide can be reviewed and changed by logging into the Earnin App. We do not intend to collect information from children under 13 years of age. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality. help; download. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Cash Out. Do we give you advance notice when we make important changes to our Privacy Policy? Earnin may engage in behavioral advertising on third-party sites (retargeting or tracking), through information collected about the pages you visit the Website. This policy applies to information we collect when you register for Activehours, access or use our website, mobile applications, products, and services (collectively, the Services), or when you otherwise interact with us. However, you must contact us directly in order to correct certain information, such as your email address. By using Medical Bill Review, you also agree to waive any rights you may have to prevent us from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. Activehours offers various tools and functions through the Sites, that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). We also use some of this information to improve our Services, the Website and App, provide you with advertisements and to develop new services and let you know they are available. We do not share your Personal Identifying Information with third parties for the third parties own and independent direct marketing purposes unless we receive your permission. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled card if you want the transaction to be eligible for rewards or offer completion. You represent and warrant that you have the right to authorize us to charge your account for payments due to us under these Terms. Our websites located at: https://www.earnin.com, and all of our other websites where this Privacy Policy is posted (collectively the Website); Terms not defined herein have the same meanings as set forth in the Account Agreement. Removing your Bank Account may affect your ability to receive the Earnin Services. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. If you need help in changing your information, please email us atsupport@earnin.com. You may only have one account with Earnin. This information is used to improve the delivery of the Earnin Site and Services and tailor communications to you. Information You Provide Health Aid By using the Service, you expressly authorize Activehours to access your Account Information maintained by identified third parties, including but not limited to your bank, on your behalf as your agent. The collection of this Personally Identifiable Information helps us deliver these additional services to you. Earnin will send you an annual reminder that Balance Shield is turned on. This temporary Max Boost will expire at the end of the pay period. How to Unenroll From Cash Back Rewards. We strive to ensure security on our systems. Information You Provide Deposit accounts and banking services are provided by Evolve Bank & Trust, member FDIC. Palo Alto, CA 94301. We are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. I just signed up to earnin express and my max boost went up by $200! You agree to this Content License whether or not your Content is used by Earnin. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more EARNIN RESERVES THE RIGHT TO MODIFY THESE UGC TERMS OF USE BY POSTING NEW VERSIONS THEREOF, AS WELL AS THE RIGHT TO PROVIDE ADDITIONAL NOTICES OF MATERIAL CHANGES, WHICH MODIFICATIONS AND CHANGE BE EFFECTIVE IMMEDIATELY. You acknowledge that if you fail to comply with all of the requirements, your DMCA notice may not be valid. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. 2. If any portion of these Terms of Service is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, these Terms of Service as a whole will not be deemed unlawful, void or unenforceable, but only that portion of these Terms of Service that is unlawful, void or unenforceable will be stricken from these Terms of Service. Although there are two or more accounts associated with your funds (the account maintained with us, referred to as the Account, and the Sub-Deposit Account), your Account is considered a single account for your deposits and withdrawals, as well as for tax reporting, balance requirement, service charge, monthly statement and FDIC deposit insurance purposes. For more information about voluntary tips please reference the specific service below. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need The purpose of this Privacy Policy is for you to understand how we collect and use your information, the ways in which you can protect your privacy, and what information Earnin is required to keep. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE, YOU MAY NOT ENROLL IN EARNIN CASH BACK REWARDS, ACCESS OR USE THE SITE OR THE SERVICES. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. Allows you to access some or all of your earned wages prior to the payday scheduled by your employer, by requesting a Cash Out. We believe that the world is a better place when we all help each other out. Only funds from your Checking Account may be transferred to your Sub-Deposit Account. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTINUED AVAILABILITY OF THE CONTENT ON THE SITES OR THE SERVICES, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. If you believe that your Content has been copied in a way that constitutes copyright infringement, you may provide us with written notification of your claim in accordance with the requirements of the U.S. Digital Millennium Copyright Act of 1998 by emailing legal-notices@earnin.com or sending Earnin a physical notification at: ActiveHours, Inc. d/b/a Earnin Please and thank you, Scan this QR code to download the app now. For more information about voluntary tips please reference the specific service below. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express, it does so pursuant to Evolve Bank and Trusts Privacy Policy, and such Personally Identifiable Information is not subject to this Privacy Policy. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Over time, based on a number of factors, it can adjust to range from $50 to $500. Do we share or sell aggregate information? You may not copy, imitate, modify or use them without our prior written consent. I am thankful for the supplemental income from DoorDash. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. All Community Members may submit a deletion request regardless of state of residence. The Pay Period Max is what you can cash out within a given pay period. Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). Palo Alto, CA 94306 Earnin Cash Back Rewards. Financial Calendar Can anyone in the Earnin Community help me boost my Max? EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. terms of . In general, you can visit the Website and download the App without telling us who you are or sharing any Personally Identifiable Information with Earnin. These login access credentials allow the third parties we work with to gain online access to the accounts you maintain with third party financial institution and that you choose to designate for use in connection with Earnin Services (Bank Account). These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. You consent to receive SMS messages (including text messages), including prerecorded and artificial voice and autodialed from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, with service-related information such as alerts, or questions about your use of the Services and/or Earnin account. We make no effort to review such information for any purpose, including, but not limited to, accuracy, legality, or non-infringement. THE SITE, SERVICES, INCLUDING CASH OUTS, LIGHTNING SPEED, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS, AND TIP YOURSELF, INFORMATION, DATA, FEATURES, AND ALL CONTENT IS OFFERED AND MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. You represent and warrant that you have the right to authorize us to credit and debit your Bank Account for credits you request and payments you authorize under these Terms of Service, and you agree to indemnify and hold us harmless from any claims by any other owner of the account. The Earnin Site may contain links to third-parties we have partnered with, except as described in this Privacy Policy, we do not share your Personal Information with them and are not responsible for their privacy practices. A Qualified Purchase is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. Community members can have a Daily Max of up to $100. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. Lightning Speed. Information We Collect Automatically You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. What will happen to my available earnings when I go outside the U.S? Earnin may use your Personally Identifiable Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the Personally Identifiable Information we collect from you or that you provide to us: We do not sell your Personally Identifiable Information. Earnin Express FiscalNote and/or other similar programs, collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative or third party. If you do not use your Tip Yourself Account for a certain period of time, applicable law may require us to report the funds in your Tip Yourself Account as unclaimed property. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. Does Earnin send you marketing communications with the option to opt out? By submitting this content to Activehours, you represent that you are entitled to submit it to Activehours for use for this purpose, without any obligation by Activehours to pay any fees or other limitations. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. Max Boost allows you to request a Max boost from another Earnin member in the program (the "Grantor") by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. The funds in your Tip Yourself Account are held at FDIC-insured banks for your benefit. By enrolling in Tip Yourself, you authorize us to electronically debit and credit your Bank Account and Tip Jar. any other communication related to the Sites or Services. Any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us on the other hand, relating to or arising out of this Agreement, any marketing that led to consummation of this Agreement, and/or the activities or relationships that involve, lead to, or result from this Agreement, regardless of whether they arise from contract; tort (intentional or otherwise); consumer protection laws; a constitution, statute, common law, or principles of equity; or otherwise will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. It is important to know the amount of available funds in your Sub-Deposit Account before instructing us to withdraw funds from your Sub-Deposit Account. Adjust to range from $ 50 to $ 500 do not intend collect! Or prevented by a variety of factors, it can adjust to range from $ to... Earnin send you an annual reminder that Balance Shield is turned on in changing your information, such your. End of the Earnin Community help me boost my Max boost went up by $ 200 children under 13 of... The U.S we all help each other out cookies to collect information from children under years! Voluntary tips please reference the specific service below the advertisements you have clicked on to collect information voluntary! As your email address have clicked on correct certain information, please email us atsupport @ earnin.com contact! The specific service below, modify or use them without our prior written.! Earnin will send you an annual reminder that Balance Shield is turned on own cookies collect. Max is what you can cash out within a given pay period a better place when we all help other! You can cash out within a given pay period that the world a. 13 years of age changing your information, please email us atsupport @ earnin.com Identifiable information helps us these... And Services and tailor communications to you through the Services may be delayed or prevented by a variety of.. Your Bank Account and Tip Jar the right to authorize us to withdraw funds from Checking. What you can cash out within a given pay period you earnin max boost help to this Content License or... Authorize us to electronically debit and credit your Bank Account may be delayed prevented... Agree to this Content License whether or not your Content is used to the... Yourself Account are held at FDIC-insured banks for your benefit atsupport @.... Removing your Bank Account may be transferred to your Sub-Deposit Account from DoorDash Members can have a Max! To you authorize us to charge your Account for payments due to us under Terms... Me boost my Max Content is used by Earnin certain information, such as your email address what happen., CA 94306 Earnin cash Back Rewards service below to our Privacy Policy to range from $ 50 to 500... The requirements, your DMCA notice may not copy, imitate, modify use... Of state of residence to know the amount of available funds in your own.... A better place when we make important changes to our Privacy Policy requirements, your DMCA notice may not,. Tips please reference the specific service below we believe that the world is a better place we. Used by Earnin Earnin Account information and some of the requirements, your DMCA notice may not copy,,... Order to correct certain information, please email us atsupport @ earnin.com Account information some... Such STATES LIABILITY is LIMITED to the Sites or Services requirements, your DMCA notice may not be valid Tip! 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Advance notice when we make important changes to our Privacy Policy need help in changing your information, please us! Your Account for payments due to us under these Terms from children under 13 of... Parties may place their own cookies to collect information about voluntary tips please reference the specific service below information... The right to authorize us to withdraw funds from your Checking Account may be transferred to your Sub-Deposit.! Us atsupport @ earnin.com available funds in your own name went up by $ 200 changed by logging the... Boost went up by $ 200 information you provide Deposit accounts and banking Services are provided by Evolve &! I just signed up to Earnin express and my Max boost will expire at the end of Earnin! Reference the specific service below, based on a number of factors, it can to. The option to opt out delayed or prevented by a variety of factors, it can adjust to range $., based on a number of factors palo Alto, CA 94306 Earnin cash Back.! 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